DCS imToken Card Fees & Charges
Annual FeeS$30^ (Free first year)
Interest Rate28% per annum is levied on the Total Indebtedness (excluding the principal amount of each Cash Advance) unless the closing balance on both the current and previous Statements has been paid in full by the respective Payment Due Date and all Cash Advances are interest free. If interest is to be debited, Total Minimum Interest of S$3 per account per month is charged if the interest would otherwise be less than S$3.
Foreign Exchange Conversion ChargeA 3.25% Conversion Commission will be added to a retail rate offered by an institution during the currency conversion when billing a Cardholder for a transaction that was charged in a foreign currency. 1% rebate to customer.
Cash Withdrawal Fee1% of the Cash Withdrawal Amount or S$5 (whichever is greater) per Cash Withdrawal; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Withdrawal.
Late Payment FeeS$50 if the Minimum Payment is not received by Payment Due Date
Extraction FeeS$10 per copy for request of charge slips
S$10 per page for request of Statement of Account for a Statement Period which is 3 to 24 months before the request date
Physical Card FeeFirst card is free
Card Replacement FeeS$30^ for each card replacement
DCS Token Top-up Fee1%

^ Fee will be subject to the prevailing Goods & Services Tax.